Historical target
The saved model predicts a dataset field called “not fully paid.” That label does not establish when a payment was missed or whether a loan was formally in default.
Explore how the saved machine learning model responds to a complete fictional loan scenario. Every input is visible. Results are estimates from historical data, with limits shown alongside them.
Start with the fictional example and change any input. Do not enter a real person's details.
The model is useful as a portfolio demonstration when its boundaries remain visible.
The saved model predicts a dataset field called “not fully paid.” That label does not establish when a payment was missed or whether a loan was formally in default.
The original app silently set omitted model fields to zero. This version collects every numerical field and maps one purpose category to the seven encoded columns.
The source dataset, reproducible evaluation, calibration, fairness review and current population checks must be supplied before any operational assessment.